Your Life

Self-Employed business owners must still purchase ObamaCare

The Affordable Care Act mandates that individuals buy health insurance beginning in 2014 or pay a penalty of $95 or 1 percent of household income, whichever is greater.

This is a serious problem for small business owners who may not believe they fall under the new regulations but it also effects those persons who may be between jobs or unemployed for an extended period of time who also have small incomes from taking contract work or odd jobs.

So whether you started …

Do you understand the Federal Poverty Guidelines for ObamaCare?

Starting in the fall of 2013 those people who do not have healthcare will be able or required to sign up for coverage.

The amount you will pay will be dependent on many factors.

If you receive your healthcare plan from your employer the amount you will pay will be based on how much your employer contributes to your coverage.

If you are not covered by your employer then you will be required to purchase coverage for yourself and your family. The cost …

Headed To College? What to know before you sign a Rental Lease

Many students have already returned to College or made their plans for the semester however if you are a student that lives in the dorms you may find that the accommodations are not within your means of living. You may find that it is fine to share an apartment with a friend but when you are sharing bedroom sized dorms you are basically sleeping with your roommate and their friends and their lovers and it can get dramatically out of …

Ways To Improve Your Credit Score And Your Over All Rating

Improving your credit is often one of the last things that you want a loan officer to suggest when you are purchasing a car, home or trying to get a personal loan for an important purchase.

The most important things you can do are rather simple and don’t take a rocket scientist to figure out.

Your Score is calculated by the amount of credit you have available vs the amount of credit you are currently using. This ratio of debt should be …

3M To Drop Health Care For 23,000 Retired Workers

This morning 3M the company that makes other things better announced that they will be dropping health care for 23,000 retired workers because of recent changes in the health care industry.

By 2013 3M will drop health care plans and will instead provide some of their workers cash payments to offset their purchasing of health care plans on the open market.

This comes just days after McDonalds announced that they are considering dropping health care for all of their workers because their …

An Idea For Reducing Health Care Costs

The President and leaders in Congress are now speaking to each other about ways that Health Care costs can be reduced and one very simple idea comes to mind.

Having had three nurses in my family and understanding not only the internal workings of hospitals but after reviewing many of the complaints that come to the forefront one very basic cost cutting measure comes to mind.

If the largest costs are found in Emergency Room visits then every hospital that accepts …

Obama’s Favorite Hospital The Mayo Clinic Will No Longer Accept Medicare Patients

As of the first week of January 2010 the shining example that President Obama holds out for his new health care program The Mayo Clinic will no longer accept Medicare Patients due to reimbursement rates. People on Medicare will now have to pay Cash for services.

So there is no confusion Medicare is the coverage that seniors are required to take once they are retired. Medicaid is the health care program for people under retirement that can not pay because of …

Obama’s Proposed Health Care Plan Will Leave 23 Million Uninsured And They Know It

The legislation that is now being renegotiated between the house and senate bills that passed this month if passed will leave 23 million Americans without health care and they know it.

The plan as it stands requires all persons in the United States to purchase or have their employer provide a health care plan that meets the standards set forth by the administration.

The plans that will be allowed under the new regulations require zero deductibles or copays for a number of …

800,000 Doses of Children’s H1N1 Vaccine Recalled TOO LATE!

Well parents have been wondering if giving the Swine Flu vaccine to their children is the best thing…

Today 800,000 Doses of Children’s H1N1 Vaccine were recalled due to problems in its quality.

The Centers for Disease Control and Prevention notified doctors about the recall Tuesday. The recall involves about 800,000 doses made by Sanofi Pasteur. The doses are pre-filled syringes intended for young children, ages 6 months to almost three years.

UNFORTUNATELY the shots were distributed and most of the product has …

Obama Finally Updates H1N1 Swine Flu 22 Million Infected, 4k DEAD – Nov 12

For months under instructions by the Administration the CDC Centers for Disease Control has withheld important statistics of H1N1 Swine Flu infections in the United States.

Late last week we got an update from the CDC showing over 22 Million people have been infected with the virus and required medical testing.

Of that number 98,000 people required extended hospitalization and just at least 4,000 people have died from the H1N1 Swine Flu Virus.

This is in stark contrast to how the Administration lead …