millions of people are still out of work. And that could have implications when they file their income tax returns.

Collecting unemployment insurance benefits? All that you received in 2011 is taxed as income. Unless you requested that federal taxes be withheld, you could be in for a big surprise when you calculate taxes owed.

“People tend to believe unemployment benefits are still not taxable,” said Bob Meighan, a vice president at TurboTax. That was the case in 2009, for the first …